Long-term Wealth Projection
See your 10–30 year net-worth curve: appreciation, rental income and loan paydown in one chart.
Coming soonPlan
Asset Progression Planner
Model the signature sell-one-buy-two restructuring, end to end.
Coming soonCheck your limits
Affordability Calculator
Income, debts and age → your maximum price, loan and downpayment under MAS rules.
Coming soonTDSR Calculator
Check your total debt against MAS's 55% limit, stress-tested.
Coming soonMSR Calculator
The 30% mortgage-servicing cap for HDB flats and ECs — pass/fail plus headroom.
Coming soonCount the costs
ABSD / BSD Stamp Duty
Your exact upfront duty by residency and property count, at current IRAS tiers.
Coming soonCPF Accrued Interest
The CPF refund on sale — the hidden cost upgraders forget.
Coming soonDecoupling / ABSD Saving
Decoupling vs a second purchase — quantify the ABSD saved and the breakeven.
Coming soonCompare & yield
Mortgage & Refinance Comparator
Instalments, total interest, amortization and refinancing savings side by side.
Coming soonRental Yield & Cashflow
Gross and net yield, and true monthly cashflow after every cost.
Coming soonAll calculators are illustrative and educational only — not financial advice. Rates are validated against IRAS / MAS / CPF / HDB as of each tool's stated date and change with cooling measures. Full disclaimer.