2020 / 2025 1st Investment
1+Study → 4-Bedder
First unit rented out, then equity recycled into a 4-bedder new launch in 2025.
- Yield (prev.)
- 4.5%
Director of Investments · JNA Real Estate Real data.
Real data.
Real results.
I went from a bankrupt family to a 9-property Singapore portfolio — built on data, not hype. This site shares exactly how, with the numbers to prove it.
9 SG properties held
S$25.7M+ Personal portfolio value
S$102K Monthly rental income
1,072 JNA clients with successful investments
As seen on 
My story
Why I invest with data
When I was 13, bad property advice bankrupted my family. Years later I found the numbers that told the whole story — and they changed how I see every property decision since.
−14.4%
Parents' HDB (Teck Ghee Evergreen), 2007–2020
+98.6%
The Gardens at Bishan, 2009–2023
Same years. Same neighbourhood. The difference wasn't luck — it was the data nobody showed my parents.
Read the full story My portfolio
9 properties · S$102K monthly rental
PropNex Millionaire 2021PropNex Millionaire 2024PropNex Millionaire 2025PropNex Millionaire 2026
2020 / 2025 
2021 / 2024 2nd Property
Mum's retirement plan
Rose 36.7% in 3 years; sold and reinvested into a high-rental unit in 2024 to fund my mum's retirement.
- Capital gain
- +36.7%
- Rental now
- S$4,500/mo · 6.8% p.a.
2022 / 2026 3rd Property
Asset progression
Rose 37% in 3.5 years while rented at S$5.8K/month; sold to transit into the next property (2026).
- Capital gain
- +37%
- Yield held
- 4.88%
2023 4th Property
Dual-key unit — Dad's retirement
High-yield dual-key unit whose rent retires my dad; my family lives in one half today.
- Yield
- 6.8%
- Rental
- S$4,500/mo
2024 5th Property
Co-investment with my sister
Family co-investment held for rental income.
- Yield
- 5.3%
- Rental
- S$6,400/mo
2020 – 2026 Commercial
7 bought · 2 sold
A rotating book of commercial units held for high-yield recurring income.
- Return on equity
- 15.5% p.a.
- Rental
- S$84,250/mo
The JNA investment methodology
How I invest
Early-mover advantage
Enter before the crowd does — capture the appreciation window between launch and saturation.
See it in numbers →The Overpay Filter
A simple cost and market analysis that shows whether you're overpaying for a unit before you commit.
See it in numbers →The price-gap play
Exploit pricing disparities across districts, tenures, and new-launch vs resale.
See it in numbers →The portfolio multiplier
Recycle equity deliberately — one property becomes two without over-leveraging.
See it in numbers →